Insurance companies with the lowest rates, often will not offer coverage below $100,000
Many Coloradoans are denied Life insurance coverage due to health concerns. By providing us with good knowledge of your individual health concerns, we can search for a carrier that may specialize in helping clients with your concerns to find competitive coverage for you.
Some insurance companies work well with clients that have certain health concerns, while other carriers are only interested in the "preferred health" client and are unwilling to take a risk on a client with a health history. This is why an independent agent is so valuable as they can search many companies and options for you.